Move to the text

Various loans

Various loan handling products

Home loan
Reform loan
Car loan
School expenses loan
Free loan
Card loan

Home loan

●List of interest rates (as of November 1, 2018)
Plan
Fixed term
The number of years
Interest cut
The number of the items
Store interest rate
Original reduction
Interest rate
Original financing
Interest rate
After a period
Reduction interest rate
Again fixed choice
Rear interest rate
A plan Three years More than five items 2.15% ▲1.55% 0.60% 2.15%
Five years 2.63% ▲1.73% 0.90% 2.63%
Ten years 3.36% ▲2.26% 1.10% 3.36%
B plan Three years More than three items 2.15% ▲1.35% 0.80% ▲1.00% 1.15%
Five years 2.63% ▲1.38% 1.25% ▲1.00% 1.63%
Ten years 3.36% ▲1.66% 1.70% ▲1.00% 2.36%
C plan Variable rate More than four items 2.725% ▲2.00% 0.725%
※The C plan assumes 10 items the applicable outside.
●Interest cut condition
Reduction item Possession contents
1.Person of farm products shipment
The United States, apple, stock raising, gardening
2.The young group
20-34 years old
3.Salary transfer designation
I include the person, a spouse, a family
4.Pension receipt transfer
I include the person, a family
5.Periodical savings
More than balance 1 million yen after the financing practice
6.Reserve fund paying interest at regular intervals
More than jishinkeiyakutsuki 10,000 yen X one year
7.Account direct debit
More than two items such as electricity, water supply, a telephone, NHK, a cell-phone, school expenses, taxes
8.Children's allowance
It is transfer to a person account
9.Promotion important point supplier introduction ※Only as for the first time
Please confirm it at a window
10. Use of cooperation home loan middle guarantee
More than borrowed money amount of money 10 million yen
11.JA card
The person
12. Purchasing business
Use of gas, kerosene, continuation
13. Card loan contract An existing contract or new contract application
14. Child care support The person who has a child becoming the support
●Product summary manual
Guarantee organization Brand name
Association of Aomori agriculture trust fund
Cooperation home loan

Reform loan

●List of reform loan interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate Fixed interest
Association of Aomori agriculture trust fund 3.50% 4.725% Distinction 1.30% - 2.80% 2.525% - 4.025%
Mitsubishi UFJ Nikos 4.00% Is crowded 1.80% - 3.30%
Jaccs Co.,Ltd. 4.00% Is crowded 1.80% - 3.30%
※Please confirm the guarantee charges to a branch window.
●List of not giving security house refinancing loan interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate Fixed interest
Jaccs Co.,Ltd. 3.30% Is crowded 1.60% - 2.80%
※Please confirm the guarantee charges to a branch window.
●List of house support loan interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate Fixed interest
Jaccs Co.,Ltd. 3.00% Is crowded 3.00%
※Please confirm the guarantee charges to a branch window.
●Interest cut condition
Reduction item Reduction rate
Aomori agriculture
shinyokikinkyo
Meeting, jar
kusu
Mitsubishi UFJ
Nikos
JACCS
Not giving security house
Refinancing
  1. The one where salary transfer is appointed in JA or one (I include farm products sale price transfer, pension transfer designation) that is appointed newly
1.20% 1.20% 1.00%
  1. (I propose it and include it) that is contracted newly while I contract JA card or
0.80%
0.80% 0.70%
  1. The one where the fund transfer of utilities (electricity, telephone, water supply, gas, NHK license fee) is appointed more than one in JA or the one that is appointed newly
0.80%
0.80% 0.50%
  1. The person who is using JA home loan
0.80%
0.80%
  1. (I propose it and include it) that is contracted newly while I contract JA card loan or
0.70%
0.70% 0.70%
  1. The one that was applied for from the JA net loan HP
0.70%
  1. Periodical delivery of gas or kerosene
0.70%
0.50%
 
Most Obiki loss 2.20% 2.20% 1.70%

Car loan

●List of interest rates (as of October 1, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate Fixed interest
Association of Aomori agriculture trust fund 2.20% 3.05% Distinction 1.05% - 1.80%
1.90% - 2.65%
Mitsubishi UFJ Nikos 2.80-3.3% Is crowded 1.65% - 2.90%
Jaccs Co.,Ltd. 2.80% Is crowded 1.65% - 2.40%
※Please confirm the guarantee charges to a branch window.
●Interest cut condition
Reduction item Reduction rate
Aomori agriculture
shinyokikinkyo
Meeting, jar
kusu
Mitsubishi UFJ
Nikos
  1. The one where salary transfer is appointed in JA or one (I include farm products sale price transfer, pension transfer designation) that is appointed newly
0.60% 0.60%
  1. (I propose it and include it) that is contracted newly while I contract JA card or
0.40%
0.40%
  1. The one where the fund transfer of utilities (electricity, telephone, water supply, gas, NHK license fee) is appointed more than one in JA or the one that is appointed newly
0.40%
0.40%
  1. The person who is using JA home loan
0.40%
0.40%
  1. (I propose it and include it) that is contracted newly while I contract JA card loan or
0.40%
0.40%
  1. The one that was applied for from the JA net loan HP
0.90%
  1. Periodical delivery of gas or kerosene
0.45%
 
Most Obiki loss 1.15% 1.15%
●Product summary manual
Guarantee organization Brand name
Association of Aomori agriculture trust fund
Mitsubishi UFJ Nikos
Jaccs Co.,Ltd.

School expenses loan

●List of interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate Fixed interest
Association of Aomori agriculture trust fund 2.55% 4.05% Distinction 1.30% - 2.15% 2.80% - 3.65%
Mitsubishi UFJ Nikos public type 3.55% Is crowded 1.80% - 3.15%
Mitsubishi UFJ Nikos extreme model 4.55% Is crowded 3.45% - 4.15%
Jaccs Co.,Ltd. 3.05% Is crowded 1.80% - 2.65%
※Please confirm the guarantee charges to a branch window.
●Interest cut condition
Reduction item Reduction rate
Aomori agriculture
shinyokikinkyo
Meeting, jar
kusu
Mitsubishi UFJ
Nikos
  1. The one where salary transfer is appointed in JA or one (I include farm products sale price transfer, pension transfer designation) that is appointed newly
0.60% 0.60%
  1. (I propose it and include it) that is contracted newly while I contract JA card or
0.50%
0.50%
  1. The one where the fund transfer of utilities (electricity, telephone, water supply, gas, NHK license fee) is appointed more than one in JA or the one that is appointed newly
0.50%
0.50%
  1. The person who is using JA home loan
0.40%
0.40%
  1. (I propose it and include it) that is contracted newly while I contract JA card loan or
0.40%
0.40%
  1. The one that was applied for from the JA net loan HP
0.45%
  1. Periodical delivery of gas or kerosene
0.45%
 
◇Most Obiki loss
Association of Aomori agriculture trust fund, JACCS, Mitsubishi UFJ Nikos (the public) 1.25% 1.25%
Mitsubishi UFJ Nikos (extreme model) 1.10%
●Product summary manual
Guarantee organization Brand name
Association of Aomori agriculture trust fund
Mitsubishi UFJ Nikos
Jaccs Co.,Ltd.

Free loan

●List of interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate
Fixed interest
Association of Aomori agriculture trust fund 4.10% Distinction 4.10%
Mitsubishi UFJ Nikos free type 14.50% Is crowded 5.50% - 12.50%
Mitsubishi UFJ Nikos purpose type 12.50% Is crowded 3.50% - 10.50%
※Please confirm the guarantee charges to a branch window.
●Interest cut condition
Reduction item Reduction rate
  1. The one where salary transfer is appointed in JA or one (I include farm products sale price transfer, pension transfer designation) that is appointed newly
5.00%
  1. (I propose it and include it) that is contracted newly while I contract JA card or
3.50%
  1. The one where the fund transfer of utilities (electricity, telephone, water supply, gas, NHK license fee) is appointed more than one in JA or the one that is appointed newly
3.50%
  1. The person who is using JA home loan
3.00%
  1. (I propose it and include it) that is contracted newly while I contract JA card loan or
2.00%
  1. The one that was applied for from the JA net loan HP
3.00%
 
Most Obiki loss 9.00%
●Product summary manual
Guarantee organization Brand name
Association of Aomori agriculture trust fund
Mitsubishi UFJ Nikos

Card loan

●List of interest rates (as of April 2, 2018)
Guarantee organization name Store interest rate
Guarantee charges
It is an interest rate after the reduction
Variable rate Fixed interest Variable rate
Fixed interest
Association of Aomori agriculture trust fund 9.10% Distinction 9.10%
Mitsubishi UFJ Nikos 14.00% Is crowded 10.00% - 13.00%
Jaccs Co.,Ltd. A type 4.80% Is crowded 4.80%
Jaccs Co.,Ltd. B type 7.00% Is crowded 7.00%
Jaccs Co.,Ltd. C type 9.00% Is crowded 9.00%
Jaccs Co.,Ltd. D type 3.70% Is crowded 3.70%
※Please confirm the guarantee charges to a branch window.
●Interest cut condition
Reduction item Reduction rate
  1. The one where salary transfer is appointed in JA or one (I include farm products sale price transfer, pension transfer designation) that is appointed newly
2.00%
  1. (I propose it and include it) that is contracted newly while I contract JA card or
1.00%
  1. The one where the fund transfer of utilities (electricity, telephone, water supply, gas, NHK license fee) is appointed more than one in JA or the one that is appointed newly
1.50%
  1. The one that was applied for from the JA net loan HP
1.50%
 
Most Obiki loss 4.00%
AcrobatReader
  • Adobe Acrobat Reader DC (old Adobe Reader) is necessary to look at the file of linked Portable Document Format. I can download the one that you do not have gratis from Adobe company.
Back to TOP